I'm feeling more 'spendy' this year as I have had loads of Rewards cash on my Disney Rewards card - I will likely use it all up by the end of my September trip - but essentially, all of my drinks, food, and charges from my February and June trips have been covered by rewards, and I still have around $500 left to go for September. I won't mind having a fatter charge bill in December given I haven't had any for the entirety of 2026 so far!
(Of course to get all those reward points built up, I had to spend $150K renovating my house, and putting most of those renovation charges on my Disney Visa, just to get the points).